TURN YOUR CREDIT PROFILE INTO
APPROVAL POWER

TURN YOUR CREDIT PROFILE INTO
APPROVAL POWER

TURN YOUR CREDIT PROFILE INTO
APPROVAL POWER

Helping Bootstrapped Founders Access $50K-$1M in Credit Without Giving Up Equity

HOW WE HELP

In 2023, 42% of small business applicants were denied for an SBA loan or line of credit…

In 2023, 42% of small business applicants were denied for an SBA loan or line of credit…

In 2023, 42% of small business applicants were denied for an SBA loan or line of credit…

According to a 2024 Fed Small Business Report on Employer Firms. Further, only 34% received approval for the full amount requested.

According to a 2024 Fed Small Business Report on Employer Firms. Further, only 34% received approval for the full amount requested.

According to a 2024 Fed Small Business Report on Employer Firms. Further, only 34% received approval for the full amount requested.

Do you know what kind of credit profile you actually have?

Do you know what kind of
credit profile you actually have?

Get matched to your borrower type and stop wasting time on the wrong strategy.

Get matched to your borrower type and stop wasting time on the wrong strategy.

Get matched to your borrower type and stop wasting time on the wrong strategy.

Take the Quiz

Transparent criteria

Transparent criteria

Personal roadmap

Personal roadmap

Faster approvals

Faster approvals

Lower interest

Lower interest

No guesswork

No guesswork

No guesswork

Expert coaching

Expert coaching

Expert coaching

Live support

Live support

Live support

Real outcomes

Real outcomes

Assess.

Assess.

Get your current borrower profile analyzed and see your strengths and blind spots.

Get your current borrower profile analyzed and see your strengths and blind spots.

Optimize.

Optimize.

Follow your step-by-step roadmap to make your business irresistible to lenders.

Secure.

Secure.

Unlock the credit and capital you need to grow, with expert help at every step.

Unlock the credit and capital you need to grow, with expert help at every step.

From Denial to Full Funding


From Denial to Full Funding

Real client stories

Real client story

Derek has been one of my most trusted sources for financial information for the better part of a decade now. No matter what my situation is, I can talk to him without fear of judgment or harsh criticism.


One quality I’ve found crucial is the ability to be brutally honest without losing empathy. You don’t want a ‘yes man,’ but you don’t want a drill sergeant either. Derek walks that line perfectly.


I’ve yet to meet someone with more passion and commitment to helping people take control of their financial future. With his help, your goals start to feel within reach. There’s a sense of clarity and control that makes it easier to move forward with confidence. That’s what working with Derek and Skuld House gives you.


5 stars

DJ MCK

Business Owner

Download the Funding Blueprint

Download the
Funding Blueprint

See the exact checklist lenders use.

See the exact checklist
lenders use.

Get the free guide plus a short email series that shows you how lenders really assess credit profiles. And what actually gets borrowers approved.

"*" Indicates required fields.

Choose the Plan That Fits Your Growth Goals

Choose the Plan That Fits Your Growth Goals

For continued full access, consider the Funding Navigator.

For continued full access, consider the Funding Navigator.

Borrower Type Checklist

$19

Optimal profile checklist by borrower type

Easy PDF download

Not customized to your
specific profile

COMING SOON!

Credit Clarity Call

$197

$97

One time strategy session

Credit worthiness overview

Single loan preparation

Learn More

Book Discovery Call

The Funding Navigator

$397/mo

$197/mo

1:1 expert guidance

Custom roadmap

Fast-action bonus: Business Credit Blueprint

Learn More

Book Discovery Call

The Funding Architecture Method

$10,000

Custom Entity & Credit Strategy

12 Monthly 1:1 Strategy Calls

Built to Unlock $50K-$1M

Learn More

Book Discovery Call

Frequently Asked Questions:

What makes Skuld House different?

We don’t just chase scores. We teach you how to build full credit profiles that lenders actually approve. Additionally, we do not provide lending. So, there is no conflict of interest and our strategies work regardless of who you bank with.

Can I use this for personal credit too?

Yes. Strong personal credit opens doors to business funding. So, we help optimize both. We’ll show you how to bridge the two.

Do I need good credit to get started?

You don’t need perfect credit, but the Fundability Coaching subscription is designed for borrowers with average to great scores who want better rates, higher limits, or access to business funding. If you're rebuilding from major damage, a one-time strategy session may be a better fit.

What makes Skuld House different?

We don’t just chase scores. We teach you how to build full credit profiles that lenders actually approve. Additionally, we do not provide lending. So, there is no conflict of interest and our strategies work regardless of who you bank with.

Can I use this for personal credit too?

Yes. Strong personal credit opens doors to business funding. So, we help optimize both. We’ll show you how to bridge the two.

Do I need good credit to get started?

You don’t need perfect credit, but the Fundability Coaching subscription is designed for borrowers with average to great scores who want better rates, higher limits, or access to business funding. If you're rebuilding from major damage, a one-time strategy session may be a better fit.

What makes Skuld House different?

We don’t just chase scores. We teach you how to build full credit profiles that lenders actually approve. Additionally, we do not provide lending. So, there is no conflict of interest and our strategies work regardless of who you bank with.

Can I use this for personal credit too?

Yes. Strong personal credit opens doors to business funding. So, we help optimize both. We’ll show you how to bridge the two.

Do I need good credit to get started?

You don’t need perfect credit, but the Fundability Coaching subscription is designed for borrowers with average to great scores who want better rates, higher limits, or access to business funding. If you're rebuilding from major damage, a one-time strategy session may be a better fit.

Will working with you affect my credit score?

Any updates to your profile may impact your score, even temporarily. We help you plan around these shifts so you’re application-ready when it counts.

Do you offer refunds for coaching?

Because funding outcomes depend on individual implementation, all coaching sales are final. We’re happy to clarify anything before you sign up.

How long does it take to get funding-ready?

Timelines vary based on your current credit profile and funding goals. Some clients are ready in weeks, others in a few months. We'll give you a roadmap.

Will working with you affect my credit score?

Any updates to your profile may impact your score, even temporarily. We help you plan around these shifts so you’re application-ready when it counts.

Do you offer refunds for coaching?

Because funding outcomes depend on individual implementation, all coaching sales are final. We’re happy to clarify anything before you sign up.

How long does it take to get funding-ready?

Timelines vary based on your current credit profile and funding goals. Some clients are ready in weeks, others in a few months. We'll give you a roadmap.

Will working with you affect my credit score?

Any updates to your profile may impact your score, even temporarily. We help you plan around these shifts so you’re application-ready when it counts.

Do you offer refunds for coaching?

Because funding outcomes depend on individual implementation, all coaching sales are final. We’re happy to clarify anything before you sign up.

How long does it take to get funding-ready?

Timelines vary based on your current credit profile and funding goals. Some clients are ready in weeks, others in a few months. We'll give you a roadmap.

Book Your Strategy Call

Ready to Secure Better Funding?

Ready to Secure Better Funding?

Book your strategy call and start your journey.

Book your strategy call and start your journey.

Book your strategy call and start your journey.

Skuld House provides educational and strategic funding insights for entrepreneurs and credit-conscious borrowers. We do not offer legal, tax, or financial advice. Results may vary based on individual credit profiles, lender policies, and market conditions.

©2025 SKULD HOUSE - All Rights Reserved

©2025 SKULD HOUSE - All Rights Reserved

Skuld House provides educational and strategic funding insights for entrepreneurs and credit-conscious borrowers. We do not offer legal, tax, or financial advice. Results may vary based on individual credit profiles, lender policies, and market conditions.

Skuld House provides educational and strategic funding insights for entrepreneurs and credit-conscious borrowers. We do not offer legal, tax, or financial advice. Results may vary based on individual credit profiles, lender policies, and market conditions.

©2025 SKULD HOUSE - All Rights Reserved